The Solution for Association Insurance

Providing insurance expertise tailored specifically for community associations, including condominiums, homeowner associations, cooperatives, and planned unit developments.

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Associs Insurance Services

At Associs, we specialize in providing insurance expertise tailored specifically for community associations, including condominiums, homeowner associations, cooperatives, and planned unit developments. With a deep understanding of the intricacies of the insurance market, we excel in negotiating favorable terms with insurance carriers and delivering comprehensive risk management services to our valued communities.

Expertise

Our team comprises seasoned insurance professionals with specialized knowledge in condominium and homeowner association insurance. We stay abreast of the latest industry trends and regulations to ensure that you receive the most suitable coverage options available. We are passionate about advocating for community associations and their best interests.

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Customized Solutions

We understand that each association is unique, with its own set of needs and challenges. That’s why we conduct thorough assessments to tailor our solutions to the specific requirements of your community. We take the time to educate both the Board and owners on complex insurance topics, empowering them to make informed decisions and participating in sustainable efforts to support the community.

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We deliver comprehensive risk management services

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Dedicated Support

We provide unwavering support to communities and management companies throughout the insurance process, from renewals to claims. Our commitment extends beyond transactions—we believe in offering ongoing educational support to Boards and owners, strengthening the community’s understanding of insurance matters.

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As a manager, board member, or owner, insurance is a relative topic for anyone and having the knowledge of how to be proactive is one of the best ways to safeguard your community.  Stay informed with our monthly association insurance newsletter!

Frequently Asked Questions

Associs provides specialized insurance advisory and risk management services for community associations, including condominiums, HOAs, and planned communities. We analyze your current insurance program, identify gaps or inefficiencies, and help structure coverage that better protects the association’s financial stability and long-term health. 

Associs goes beyond simply placing insurance. We act as an advocate and advisor, helping boards and managers understand risk, interpret coverage, and make informed decisions. Our approach focuses on education, strategy, and long-term planning—not just annual renewals or pricing.

Community associations face unique risks involving shared property, multiple stakeholders, governing documents, and evolving legal requirements. Insurance must account for building components, liability exposures, claims history, and owner responsibilities—making it far more complex than standard property insurance. 

Associations should review their insurance annually, but especially after claims, major repairs, reserve studies, or changes in the insurance market. Waiting until renewal often leads to higher costs or reduced coverage options, particularly if the association is entering a high-risk category.

Through detailed risk analysis, loss history review, and strategic planning, Associs helps associations become more attractive to insurance carriers. This can lead to better coverage terms, fewer surprises at renewal, and more sustainable long-term insurance costs.

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Answers to your Insurance Questions .

Our team is ready to answer your questions.

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